West Gate Bank Center - Located at 6003 Old Cheney Road

About West Gate Bank

Privacy Policy

  1. Customer Expectation of Privacy
    We recognize that as a customer of West Gate Bank you expect the personal financial information you provide to us will be protected and remain confidential. We understand the need to safeguard such information and have adopted privacy practices designed to prevent the misuse of your personal financial information.

  2. Collection and Use of Nonpublic Personal Information
    "Nonpublic personal information" is any personally identifiable financial information that is not available from public sources. We collect nonpublic personal information about you only where we reasonably believe it will assist us in administering your account or providing you with other products and services to meet your financial needs. The information we collect is for specific business purposes only and we will gladly explain to you why we are collecting such information upon your request. We collect nonpublic personal information about you from the following sources:

    * Information we receive from you on applications or other forms.
    * Information about your transactions with us, our affiliates or others.
    * Information we receive from a consumer reporting agency.

    We utilize this information to administer your account, to comply with certain laws and regulations and to identify opportunities to provide other products and services to you.

  3. Disclosure of Nonpublic Personal Information
    West Gate Bank does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Federal law does provide a disclosure exception for those businesses that perform marketing services on our behalf or for other financial institutions with which we have joint marketing agreements. You do not have the right to opt out of such disclosures.
    We may disclose the following information to businesses that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:

    * Nonpublic personal information we receive from you on applications or others forms, such as your name and address.

    The types of businesses we may disclose nonpublic personal information to include:

    * Securities Brokers and Dealers
    * Financial Institutions
    * Marketing Agencies

    We disclose this information only for the purposes of servicing your account or to market products and services on our behalf. Our agreements with these companies are subject to confidentiality provisions and include restrictions on using the information for any other purpose.

    We are also permitted by law to disclose nonpublic personal information about you to nonaffiliated third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus.

  4. Maintenance of Accurate Information
    We have procedures in place to ensure that the information you provide to us is accurate and complete in accordance with standards. We will also update our records on a timely basis in response to requests to correct inaccurate information.

  5. Limiting Employee Access to Customer Information
    We restrict access to your personal financial information only to those employees who need to know that information to provide products or services to you. We educate our employees about customer privacy and the importance of keeping nonpublic personal information confidential.

  6. Internal Security Procedures
    We maintain physical, electronic and procedural safeguards to protect against unauthorized access to your nonpublic personal information. These safeguards are reviewed and updated annually to ensure the integrity of our information systems.

  7. Disclosure of Privacy Policies and Practices
    Our privacy disclosures are designed to inform you, our valued customer, of our privacy practices and our commitment to ensuring your personal financial information will remain confidential. If you have further questions about our privacy practices please e-mail us at www.westgatebank.com or contact us at 402-434-3456 or 1-800-950-3156.