View Current Rates
Quick Nav
Order Box
Personal Checking Accounts
Whether you are looking to switch banks or start a new checking account, West Gate Bank offers a variety of accounts to fit your needs. As a local community bank, West Gate Bank is proud to say that 100% of your deposits are reinvested in the Lincoln community. So by banking with West Gate Bank, not only are you getting a great account with great service, you are helping your community grow.
Click here for a printable Tell-A-Friend 1-13-12.
West Gate Bank now offers eStatements for all checking accounts. To register for eStatements, simply log in to Online Banking, go to the Options tab, and register. If you do not currently have Online Banking or have questions, please contact us at 402-434-3456.
Completely Free Checking
West Gate Bank's Completely Free Checking provides all the value of a great checking account without the hassle of a minimum balance.
- No monthly service charge
- No minimum balance
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
Direct Free Checking with Interest
This FREE checking account earns interest with the convenience of direct deposit or any automatic payment.
- No monthly service charge
- No minimum balance
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Direct deposit or direct ACH payment needed for this account
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
High Interest Checking
A special account with extra benefits and earnings potential, High Interest Checking is perfect for those who can maintain a higher balance.
- No monthly service charge
- $1,500 minimum balance ($6 fee if balance falls below $1,500)
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
50+ Free Checking with Interest
If you are 50 years of age or better, this account is just right for you.
- No monthly service charge
- No minimum balance
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
Equal Housing Lender