Rates are Effective as of today, but are subject to change.
(*) Rate disclosed for customers with a West Gate Bank checking account with direct deposit of payroll or retirement benefits. Annual Percentage Yield (APY) will be .25% less without a West Gate Bank checking account.
| Interest Bearing Checking Accounts |
| Account Type |
Minimum* |
Interest Rate |
APY*** |
| Platinum Checking |
$10,000.00 |
.50% |
.50% |
| Horizon 50 Tier 1 |
$100.00 |
.20% |
.20% |
| Horizon 50 Tier 2 |
$500.00 |
.30% |
.30% |
| Horizon 50 Tier 3 |
$2,500.00 |
.40% |
.40% |
| Interest Checking |
$500.00 |
.15% |
.15% |
| Interest Checking |
$2,500.00 |
.25% |
.25% |
| Tiered Money Market Accounts |
| Account Type |
Minimum* |
Interest Rate |
APY*** |
| Tier 1 |
$2,500 - $9,999.99 |
.40% |
.40% |
| Tier 2 |
$10,000 - $24,999.99 |
.74% |
.75% |
| Tier 3 |
$25,000 - $49,999.99 |
1.00% |
1.00% |
| Tier 4 |
$50,000 - $99,999.99 |
1.49% |
1.50% |
| Tier 5 |
$100,000 and up |
1.74% |
1.75% |
| Savings Account |
| Term |
Minimum* |
Interest Rate |
APY*** |
| No Term |
$100.00 |
.40% |
.40% |
| Health Savings Accounts |
| Account Type |
Balance* |
Interest Rate |
APY*** |
| Tier 1 |
$100 - $999.99 |
.40% |
.40% |
| Tier 2 |
$1,000 - $2,499.99 |
1.24% |
1.25% |
| Tier 3 |
$2,500 - $4,999.99 |
1.49% |
1.50% |
| Tier 4 |
$5,000 + |
1.98% |
2.00% |
| Certificate of Deposit and IRA (*) (Substantial penalty for early withdrawal) |
| Term |
Minimum* |
Interest Rate |
APY** |
| 3 Month |
$500.00 |
1.99% |
2.00% |
| 6 Month |
$500.00 |
2.23% |
2.25% |
| 9 Month |
$500.00 |
2.23% |
2.25% |
| 12 Month |
$500.00 |
2.48% |
2.50% |
| 18 Month |
$500.00 |
2.48% |
2.50% |
| 24 Month |
$500.00 |
2.48% |
2.50% |
| 30 Month |
$500.00 |
2.72% |
2.75% |
| 36 Month |
$500.00 |
2.72% |
2.75% |
| 42 Month |
$500.00 |
2.97% |
3.00% |
| 48 Month |
$500.00 |
3.22% |
3.25% |
| 60 Month |
$500.00 |
3.45% |
3.50% |
|
|
|
|
* Minimum = Minimum balance required to open an account
** The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
*** The Annual Percentage Yield (APY) may change on Savings, Interest Bearing Checking and Tiered Money Market Accounts after account opening. Fees could reduce earnings.
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
CALL (402) 434-3456 FOR CURRENT INFORMATION.
