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Personal Checking Accounts

Whether you are looking to switch banks or start a new checking account, West Gate Bank offers a variety of accounts to fit your needs. As a local community bank, West Gate Bank is proud to say that we reinvest your deposits into the Lincoln community. So by banking with West Gate Bank, not only are you getting a great account with great service, you are helping your community grow.

If you love us, don't forget to Tell-a-Friend! When they open a new checking account, you both get a FREE GIFT!

West Gate Bank now offers eStatements for all checking accounts. To register for eStatements, simply log in to Online Banking, go to the Options tab, and register. If you do not currently have Online Banking or have questions, please contact us at 402-434-3456.

Lincoln's Bank. Value, convenience and more of what works for you.

Completely Free Checking

Completely Free Checking

West Gate Bank's Completely Free Checking provides all the value of a great checking account without the hassle of a minimum balance.

  • No monthly service charge
  • No minimum balance
  • Unlimited ATM withdrawals worldwide^
  • FREE wallet checks for life of account
  • FREE Debit Card
  • FREE thank you gift at account opening
  • FREE Safe Deposit Box for One Year
  • Overdraft Privilege*
  • Only $50 to open account

 Request the Convenience Package for a suite of products that allows you to take your bank with you!

View current deposit rates.

^ Other institutions may impose a fee for the use of their ATMs.

*See bank for details.

For more information, please contact a personal banker at one of our branch locations.

Direct Free Checking with Interest

Direct Free Checking with Interest

This FREE checking account earns interest with the convenience of direct deposit or any automatic payment.

  • No monthly service charge
  • No minimum balance
  • Interest paid on all balances and interest is calculated using daily balance and is paid monthly
  • Unlimited ATM withdrawals worldwide^
  • FREE wallet checks for life of account
  • FREE Debit Card
  • FREE thank you gift at account opening
  • FREE Safe Deposit Box for One Year
  • Direct deposit or direct ACH payment needed for this account
  • Overdraft Privilege*
  • Only $50 to open account


Request the Convenience Package for a suite of products that allows you to take your bank with you!

View current deposit rates.

^ Other institutions may impose a fee for the use of their ATMs.

*See bank for details.

For more information, please contact a personal banker at one of our branch locations.

High Interest Checking

High Interest Checking

A special account with extra benefits and earnings potential, High Interest Checking is perfect for those who can maintain a higher balance.

  • No monthly service charge
  • $1,500 minimum balance ($6 fee if balance falls below $1,500)
  • Interest paid on all balances and interest is calculated using daily balance and is paid monthly
  • Unlimited ATM withdrawals worldwide^
  • FREE wallet checks for life of account
  • FREE Debit Card with FREE Personalized Image
  • FREE unlimited check writing
  • FREE thank you gift at account opening
  • FREE Safe Deposit Box for One Year
  • Overdraft Privilege*
  • Only $50 to open account


Request the Convenience Package for a suite of products that allows you to take your bank with you!

View current deposit rates.

^ Other institutions may impose a fee for the use of their ATMs.

*See bank for details.

For more information, please contact a personal banker at one of our branch locations.

50+ Free Checking with Interest

50+ Free Checking with Interest

If you are 50 years of age or better, this account is just right for you.

  • No monthly service charge
  • No minimum balance
  • Interest paid on all balances and interest is calculated using daily balance and is paid monthly
  • Unlimited ATM withdrawals worldwide^
  • FREE wallet checks for life of account
  • FREE Debit Card
  • FREE thank you gift at account opening
  • FREE Safe Deposit Box for One Year
  • Overdraft Privilege*
  • Only $50 to open account


Request the Convenience Package for a suite of products that allows you to take your bank with you!

View current deposit rates.

^ Other institutions may impose a fee for the use of their ATMs.

*See bank for details.

For more information, please contact a personal banker at one of our branch locations.

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